Privacy Policy

Privacy commitment

Your privacy is important to us. We are committed to protecting your privacy and we want to ensure that you have a clear understanding about the information we collect about you, how we use it and who we share it with.

We provide a number of products and services that require us to collect, store, share and use your personal information. This Privacy Policy applies when you use our products or services or interact with our website. It sets out how we collect information about you, how we use it and how we keep it secure.

This Privacy Policy also incorporates our Credit Reporting Policy which sets out how we use any credit information we collect.

We may change this Privacy Policy by publishing changes to it on our website. Please check our website regularly to ensure that you are aware of any changes to this Privacy Policy.

What information do we collect?

Personal information is information about you that is reasonably identifiable (i.e. name, email address, contact details).

Credit information is personal information that is collected in connection with a credit application. This includes identification information, default information or repayment history information.

In this Privacy Policy we use the term personal information to refer to both personal information and credit information.

The information we may collect (and hold) about you includes:

• name, address, email address, date of birth, phone number(s)
• tax file number
• bank account details or credit or debit card details
• accounting and financial information
• details of your interactions with us
• internet protocol address
• location information
• information about the type of device and operating system used by you
• any other relevant information that you give to us for the purpose of providing you with our products or services

We collect personal information either directly from you or from other people such as:

• related entities
• suppliers and service providers in connection with providing our products and services
• your advisers
• banks, financial institutions and other financial product providers
• credit reporting bodies
• fund managers
• superannuation funds
• public sources

We collect information when you:

• visit our website
• submit application forms with us
• participate in a phone call with us
• submit screening and/or due diligence webforms and/or use other electronic data collection methods
• email or otherwise correspond with us

Why we collect, hold, use and disclose personal information

We will only use your personal information for the purposes for which it was collected (primary purpose) or for a purpose related to the primary purpose, if you would reasonably expect us to use the information for that purpose, or otherwise with your consent.

Our primary purposes for collecting, holding, using and sharing (disclosing) your personal information include:

• to provide our products and services and customer support
• to send you information about events, products, services and opportunities that may be of interest to you
• to conduct market research (where we contact you for feedback on our products or services)
• to run and improve our website including your experience with our website
• to identify and control or minimise risks to our products or services
• to enable us to detect and prevent suspicious or fraudulent activity
• to monitor compliance with our terms and conditions
• to provide information to our advisers, including lawyers and accountants, to help us comply with legal, accounting, or security requirements
• to protect our legal rights, interests and the interests of others, including in connection with legal claims, compliance, regulatory and audit functions and ensuring data security
• to verify your identity pursuant to the Anti-Money Laundering and Counter-Terrorism Financing Act (AML Act)
• to comply with our legal obligations, resolve any disputes that we may have with any of our customers, and enforce our agreements with other people
• for any purpose related to the above

Do we use your personal information for direct marketing?

Yes we do. However, you can decide not to receive marketing material from us at any time by contacting us using the details set out below or by using the unsubscribe link in any email or SMS.

Sharing (disclosing) your information

We share your personal information with:

• our related entities
• suppliers and service providers in connection with providing our products and services
• payment systems operators
• banks or other financial institutions
• fund managers
• fund administrators
• a purchaser of our business
• specific people authorised by you to receive information held by us
• government agencies, regulatory bodies and law enforcement agencies, or as required, authorised or permitted by law

Information that we provide to other people will be handled in accordance with their privacy policy.

Sharing (disclosing) your information outside Australia

We share (disclose) personal information outside of Australia to regulators and government agencies located in jurisdictions in which our investors reside.

Where possible, we take reasonable steps to ensure that any overseas recipient will deal with such personal information in a way that is consistent with the Australian Privacy Principles.

Using our website and cookies

We collect personal information about you when you use and access our website.

While we do not use browsing information to identify you personally, we may record certain information about your use of our website, such as which pages you visit, the time and date of your visit and the internet protocol address assigned to your computer.

We may also use "cookies" or other similar tracking technologies on our website that help us track your website usage and remember your preferences. Cookies are small files that store information on your computer, TV, mobile phone or other device. They enable the entity that put the cookie on your device to recognise you across different websites, services, devices and/or browsing sessions. You can disable cookies through your internet browser but our website may not work as intended for you if you do so.

Links

Our website may contain links to websites operated by other people. Those links are provided for convenience and may not remain current or be maintained. We are not responsible for the privacy practices of, or any content on, those linked websites, and have no control over or rights in any linked websites. The privacy policies that apply to those other websites may differ substantially from our Privacy Policy, so please read them before using those websites.

How we hold your information to keep it safe

We hold your personal information in either electronic or hard copy form.

We take reasonable steps to protect your information from misuse, interference and loss, as well as unauthorised access, modification or disclosure and we use a number of physical, administrative, personnel and technical measures to protect your personal information.

For example we:

• impose confidentiality requirements on our employees and train them about how to keep your information safe and secure
• have policies and procedures in relation to document storage security and security measures to govern access to systems
• implement firewalls and virus scanning tools to stop viruses and unauthorised access to our systems
• destroy and de-identify data when it is no longer required

However, we cannot guarantee the security of your information.

Rights to access your information or seek correction

You can access the personal information we hold about you by contacting us using the information below. Sometimes, we may not be able to provide you with access to all of your information and, where this is the case, we will tell you why. We may also need to verify your identity when you request your information.

If you think that any information we hold about you is inaccurate, please contact us and we will take reasonable steps to ensure that it is corrected.

Right to remain anonymous

You can choose not to provide us with personal information. However, if you do this, we may not be able to provide you with any products or services.

Electronic identification

We are required to verify your identity under the AML Act before providing you with our services. In order to verify your identity electronically, we will ask for the following personal information:

• name
• address
• date of birth
• details of and in some cases copies of your identification documents

You acknowledge that your personal information may be passed on to external organisations including government agencies and credit reporting bodies (CRB). Your personal information may be disclosed to our agents who assist with the electronic identity verification process.

The use of your personal information for electronic identity verification does not constitute a credit check or impact your credit standing in any way. A CRB may inform us as to whether the personal information provided is a full or partial match with information held on credit information files.

Your details will also be submitted to the Australian Government's Document Verification Service (DVS). The DVS is a national online system that allows organisations to compare an individual's identifying information with a government record. More information about the DVS is available on their website.

Other methods of verification

You do not have to agree to electronic verification. You can choose for your identity to be verified in person. Please let us know if that is your preference.

Contact us

Questions about this Privacy Policy, requests to access or correct your information, or complaints about how we handle your personal information can be sent to:

Eastend Ventures Pty Ltd
Suite 601, 55 Grenfell Street
Adelaide SA 5000
Email: gday@eastend.vc